Mid-cap mutual funds strike a sweet spot for investors chasing growth without the wild swings of small caps. These top 5 mid cap mutual funds delivered solid 5-year returns, blending steady performance with accessibility—no lock-ins and low entry points. Better yet, certain brokerage firms in India let you buy them commission-free, keeping more money working for you.
- HDFC Mid Cap Fund – Growth Leads the Pack
This fund has given back 24.9% over 5 years, making it the best on the list. You are not locked in, so you can leave at any time. You can start with just ₹100, which makes it great for people who have never been to mid-cap seas before. This fund hunts promising mid-sized companies, balancing risk with reliable gains. New investors love the low barrier—sip steadily via monthly top-ups.
- Motilal Oswal Midcap Fund Growth Hits Highest Returns
Motilal Oswal Midcap Fund Growth shines brightest at 27.0% over five years. No lock-in keeps options open. Minimum ₹500 gets you in, perfect for salaried folks building wealth gradually. Its aggressive picks in growing sectors fuel outperformance, though volatility comes with the territory. Fans praise consistent beating of benchmarks.
- Invesco India Midcap Fund Growth: Steady Performer
Invesco India Midcap Fund Growth clocks 23.2% returns across five years. Easy to get in, no lock-ins, and a ₹1,000 minimum. Supervisors focus on good mid-caps that have strong assets and fit investors’ modest risk tolerances. Families use it for kids’ education goals, appreciating SIP ease and diversification.
- Mirae Asset Midcap Fund Growth: Balanced Approach
Mirae Asset Midcap Fund Growth offers 21.2% 5-year returns. There is no lock-in, however dabblers are removed by the ₹5,000 minimum. The risk of a single business is lower because bets are spread out among 50–60 stocks. Retirees mix it with debt for hybrid portfolios, valuing stability amid market dips.
- Franklin India Mid Cap Fund Growth Rounds Out the Top 5
Franklin India Mid Cap Fund Growth trails slightly at 19.1% over five years. No lock-in, ₹5,000 entry. Deep research drives stock picks, favouring undervalued gems. Long-term holders stick for compounding magic, even if shorter runs lag peers.
Commission-Free Access via Brokerage Firms in India
Choice India stands out among brokerage firms in India, offering these top 5 mid cap mutual funds at 0% commission. No hidden fees mean every rupee invests directly—no brokerage nibbling returns. Direct plans slash expense ratios further (0.5-1% lower than regular), boosting net gains over time. Platforms like this simplify onboarding: PAN, Aadhaar, bank link, and start SIPs instantly. Track via apps, rebalance quarterly. NRIs access too with NRE links.
Why Go Commission-Free for These Funds?
Brokerage firms in India charging zero commissions level the playing field. Save 0.5-2% yearly—₹5,000 on ₹5 lakh over 10 years. Direct purchases in mutual funds made through these methods are guaranteed to be pure because they cut out the middlemen. There are still risks: spread your bets (60% stock, 40% debt) because mid-caps drop 20–30% when the economy is bad. Review every year; if standards aren’t being met by 2%, you should leave.
Smart Tips Before Investing
Start SIPs over lumpsums to average costs. These top 5 mid cap mutual funds suit 5-7 year horizons—patience pays. Check latest NAVs; past returns guarantee nothing. Use brokerage firms in India like Choice India for seamless, fee-free execution.
Mid-caps fuel dreams affordably. Grab these top 5 mid cap mutual funds commission-free and watch wealth compound steadily. Invest wise, stay patient—future thanks you.
